CIBIL SCORE

Withdrawing cash from a credit card can help during an emergency, but it is one of the more expensive ways to access money. You may pay a cash advance...

If your CIBIL report shows an overdue amount even after you have paid your loan or credit card dues, the entry may not have been updated yet. Lenders ...

A NACH mandate is an authorisation that allows a lender, insurer or other biller to automatically debit recurring payments, such as loan EMIs, SIPs an...

Yes, you can often get a first loan without a credit history, through a secured loan against a fixed deposit or gold, a lender that assesses your inco...

If you see DPD 30, 60 or 90 against a loan or credit card in your credit report, it means a payment was overdue. DPD stands for Days Past Due and reco...

A loan settlement happens when a lender agrees to accept less than the total amount due from a borrower, usually because the borrower is unable to rep...

Improving your CIBIL score is usually a gradual process, not a 30-day fix. For many borrowers, meaningful improvement can take around 4 to 12 months o...

Quick Answer : If your loan is closed but still showing active on CIBIL, the lender has not yet reported the closure. Collect your NOC and loan closur...

Found a wrong loan entry, incorrect DPD or outdated account status on your CIBIL report? Learn how to raise a CIBIL dispute online, what documents to ...

What is the full form of CIBIL?Quick Answer: CIBIL stands for Credit Information Bureau (India) Limited, India’s first credit bureau, now part of Tran...

Wondering what CIBIL score you need for a loan? Learn what a good CIBIL score means, how 750+ can affect your chances of getting a personal or home lo...

Buying a home is likely the biggest financial decision you will ever make, and long before you shortlist properties, one number quietly decides your o...