Credit Score

A gold loan can appear in your credit report when the lender reports the account to a credit information company. However, whether it helps build your...

Closing a loan early does not automatically damage your credit score. The effect depends on your repayment history, the other credit accounts you hold...

Yes, you can pay rent with a credit card in India, usually through a third-party payment platform rather than directly to your landlord. These platfor...

If your main goal is building credit, a credit card is generally the stronger long-term option when used responsibly. BNPL can be easier to access and...

FOIR stands for Fixed Obligation to Income Ratio. It measures how much of your monthly income goes towards existing financial commitments and helps le...

If your credit score is lower than you want it to be, the solution is usually not one big financial move. It is a series of smaller actions repeated c...

Yes, you can get a loan after settlement, but approval can be more difficult. A settled account appears differently from a normally closed account on ...

Paying the minimum due on a credit card keeps your account from being treated as unpaid for that billing cycle, but it does not clear your outstanding...

Getting a loan with a low credit score is possible, but a quick approval should never be the only thing you check. Some low CIBIL score loan apps cons...

A loan settlement can affect your credit profile because it means the lender accepted less than the full amount originally due. If your account is rep...

What Is a Micro-Loan?A micro-loan is generally understood as a small-value loan designed to meet a limited financial need. The exact amount, tenure an...

A low credit score can make getting a loan or credit card more difficult. The good news is that your credit score is not permanent. You can improve it...